Your Claim Review
Starts Here.
If your Texas commercial property claim has been open, settled, or denied in the last two years, a forensic re-review takes 24 hours and costs nothing. Our fee is 10% of what we recover above the carrier’s offer — zero if we don’t deliver more.
What Happens in the Review
You provide four items
Property address. Date of loss. Carrier’s settlement number (or current claim status). A brief description of the damage and any repair work completed.
We run the forensic read
We assess the three most common suppression patterns for your property type: Xactimate pricing gaps, matching material violations under Texas §554.002, and business income or extra expense coverage not raised by the carrier.
You receive a plain-language assessment
Within 24 hours: is a supplemental proof of loss warranted, what statute supports it, and what the realistic recovery range looks like on your specific file. No pitch. No pressure. Facts only.
You decide
If we identify a recoverable gap and you engage Peril, our fee is 10% of the additional recovery above the carrier’s existing offer. If we don’t recover more, you owe nothing. If the settlement was complete, we’ll tell you that plainly.
Start Your Review
Three ways to reach us. All result in same-day or next-business-day response.
Call Direct
(844) 314-5037
Available Monday–Saturday. If we don’t answer, leave a message and we call back same day.
claims@periladjusters.com
Include: property type, date of loss, carrier name, settlement status. We respond within 24 hours.
Download the Authority Brief
Start by reading the Commercial Claims Authority Brief — the 5 coverage gaps carriers suppress on every Texas commercial file, with statute citations and documented case outcomes.
Office
14813 S Padre Island Dr
Corpus Christi, TX 78418
TDI License #2755301
Largest single-file supplemental recovery — 48-unit multifamily, Houston MSA. Carrier’s initial offer: $214,000.
Average gap between carrier offer and policy obligation on documented Texas commercial files. That gap is recoverable if the two-year window hasn’t closed.
Texas law gives you to supplement a settled claim from the date of loss. The carrier’s closed file is not a final settlement.
Common Questions
What types of commercial property do you handle?
Multifamily, HOA and condominium communities, retail and strip centers, churches and non-profits, hotels and motels, and industrial and warehouse properties. Texas only. Commercial properties only — we do not handle residential single-family claims.
My claim settled two years ago. Is it too late?
Texas law provides a two-year window from the date of loss to supplement a claim. If your loss date is within that window, a supplemental proof of loss may still be viable — even on a carrier-closed file. Contact us with the date of loss and we’ll assess the timeline.
How does the 10% contingency fee work?
Our fee is 10% of the additional amount we recover above the carrier’s existing offer. If the carrier offered $200,000 and we recover $400,000, our fee is 10% of the $200,000 difference — $20,000. If we do not recover more than the carrier’s existing offer, you owe nothing.
Will engaging a public adjuster make the carrier adversarial?
The carrier already has a licensed adjuster, legal counsel, and a forensic team working on their behalf. Engaging a licensed public adjuster levels the representation. In our experience, documented forensic evidence — not escalation — is what changes carrier positions. The carriers we work with respond to documented statutory violations and independent pricing support. They don’t respond to verbal requests for more.
What is Peril’s license number?
Peril Adjusters is licensed by the Texas Department of Insurance as a public adjuster: TDI License #2755301. You can verify this license at the TDI public license lookup at tdi.texas.gov.
10% Contingency — No Recovery, No Fee
Commercial Properties — All Texas Markets
Corpus Christi, TX | (844) 314-5037